ASSURANCE ADVISORS
Medicare Supplement (Medigap)
Add Extra Coverage to Your Original Medicare
ASSURANCE ADVISORS
Overview
Original Medicare helps cover many healthcare services — but it doesn’t cover everything. That’s where Medigap comes in.
Medicare Supplement Insurance, also known as Medigap, is designed to help pay for costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles. With a Medigap plan, you can protect yourself from unexpected medical bills and enjoy greater financial peace of mind.
Understanding Medigap Coverage
Medigap plans work alongside your Original Medicare (Parts A and B). Sold by private insurance companies, these plans help pay for healthcare costs that Medicare alone doesn’t cover. With Medigap, you can access any doctor or hospital in the U.S. that accepts Medicare, without worrying about network limitations or unexpected costs. Medigap plans offer consistent benefits, predictable expenses, and are guaranteed renewable as long as you continue to pay your premiums.
Who Benefits from Medigap?
This type of supplemental insurance is ideal for individuals who want more control over their healthcare spending and who prefer staying with Original Medicare. If you visit doctors or specialists regularly, travel often within the U.S., or simply want peace of mind knowing you’re covered beyond what Medicare offers, Medigap may be a smart solution for you.
Our Role at Assurance Advisors
At Assurance Advisors, we guide you through the Medigap selection process with clarity and care. Our licensed agents will walk you through your coverage options, help you compare plans from trusted carriers, and ensure the policy you choose aligns with your health needs and financial goals. You’ll receive personalized support at every step — from understanding eligibility to completing your enrollment confidently.
Important to Know
To enroll in a Medigap plan, you must already be enrolled in both Medicare Part A and Part B. It’s also important to know that Medigap policies do not include prescription drug coverage — for that, you’ll need to consider a separate Medicare Part D plan. The best time to enroll in a Medigap policy is during your Medigap Open Enrollment Period, which begins when you turn 65 and are enrolled in Part B. During this window, you have guaranteed access to any plan available in your area, without medical underwriting.